Buy Here.
Pay From Anywhere.
A modern mobile app for your BHPH customers — and a flat $97/month for your dealership. Set up borrowers in minutes, automate reminders, and get paid on weekends, holidays, and off-hours.
Import your customers from any DMS — Frazer, Wayne Reaves, DealerCenter & more via CSV
Payments through every channel
Collect from borrowers wherever they are
Mobile App
Email + password login, with optional Face ID for faster sign-in.
Online Portal
Branded web portal on any device.
Phone & IVR
24/7 phone payments without staff.
Every way to pay
Card, ACH, Apple Pay, PayPal, Cash App, Venmo, Zelle, Chime, or cash drop-off.
Imagine payments flowing in on off-hours, weekends, and holidays
Give borrowers easy access to their loan so they always know how much they owe, why they owe it, and when it's due.
- Side notes
- Late fees
- Pickup payments
- CPI insurance
- Repairs balance
- Down payment status
After-hours payment received
Maria G.
Sat 11:42 PM
Devin T.
Sun 8:15 AM
Sasha K.
Holiday 2:03 PM
Every dollar your customer pays goes straight to you
Connect your bank account in minutes. Customer payments deposit directly into your account — no platform holds, no hidden cuts.
$0 platform fees
GoPayLoop never takes a cut of your payments.
Stripe fees passed to the customer
Added at checkout, not out of your pocket.
Secure & instant
Card, Apple Pay, Google Pay, Cash App Pay, and ACH direct to your bank.
Where your money goes
Built for Buy Here Pay Here — not adapted to it
Generic loan software was designed for banks and credit unions: monthly payments, FICO scores, third-party financing. That's not how you run your lot. GoPayLoop was built from day one around the way BHPH actually works.
Weekly & biweekly payments
Native support for every BHPH payment frequency — not bolted on as an afterthought.
No credit checks required
Your customers don't have FICO scores. We never ask for one.
In-house financing first
Side notes, pickup payments, down payment tracking, CPI — all out of the box.
Repo, NSF & promise-to-pay
Collections workflows that actually match the BHPH lifecycle.
When your customers love paying you, collections get easier
GoPayLoop is not just a tool for your back office — it is a better experience for your borrowers. When paying feels easy, transparent, and modern, customers actually want to pay on time.
Pay in two taps — no confusing portals
Your customer signs in with their email and password — or turns on Face ID / fingerprint if they want it — and pays in seconds. No clunky websites, no calling during business hours.
Full transparency on every payment
Borrowers see exactly how much went to principal, how much to interest, and what their new balance is. No more ‘where did my money go?’ arguments.
Receipts sent automatically
Every payment triggers a branded email receipt with a full breakdown. Customers feel confident their payment was recorded correctly.
Autopay = one less thing to worry about
Customers can set up autopay in 30 seconds and forget about it. That means fewer missed payments and fewer awkward conversations for your staff.
What your customer sees
“Paying my car note has never been this easy.”
— Actual GoPayLoop customer feedback
+40%
On-time payments
When customers can pay in two taps, late payments drop dramatically.
-60%
Fewer collection calls
Customers who know their balance and due date call less.
100%
Receipt accuracy
Every payment gets a branded receipt — no more disputes.
+3x
Customer retention
Borrowers who use autopay stay current 3x longer on average.
Late fees applied today
Maria G.
6 days late · 5-day grace
Devin T.
8 days late · 5-day grace
Sasha K.
12 days late · 5-day grace
Late fees, charged automatically and consistently
Most BHPH dealers lose thousands every year because they forget to apply late fees, or do it inconsistently across customers. GoPayLoop applies your fee rules the moment a payment crosses your grace period — every customer, every time.
- Set your grace period (e.g. 5 days) and fee amount once
- Flat fee or percentage — your call
- Optional per-loan cap so fees never spiral
- Customer sees the fee, the reason, and the new balance instantly
- Full audit log so you can prove every charge
Your customers pay however they want. You log it in seconds.
Cash App, Venmo, Apple Pay, PayPal, Chime, Zelle, cash — it doesn't matter. Once you receive the payment, log it manually in GoPayLoop and the customer's balance updates instantly.
Cash App & Venmo
Customers send money from their phone. You confirm receipt and log it — done.
Apple Pay
Face ID or Touch ID from their iPhone. Fast for customers, instant to log on your end.
PayPal
Customer sends via PayPal. Confirm it hit your account and log the payment in one tap.
Zelle & Chime
Bank-to-bank and mobile banking transfers get recorded just as fast.
Cash drop-off
Customer walks in with cash. Enter the amount and their account updates in real time.
One-click manual entry
Log any payment from your dealer dashboard. Principal, interest, and balance recalculate automatically.
Manual payment logged
Relax — all payment reminders are sent for you
Take the manual work out of collections. Sit back and watch.
Email reminders
Friendly, automated nudges before and after due dates.
Text reminders
SMS reminders that actually get read and acted on.
Late account workflows
Escalation rules for accounts past 5, 10, 30 days.
Expired card alerts
Borrowers get pinged to update before they miss a draft.
Run your entire lot from your phone
GoPayLoop's dealer dashboard is fully responsive — every screen, button, and report is designed to work just as smoothly on your phone as it does on a desktop. Log a cash payment while you're on the lot, check who's past due from the parts store, or add a new customer right at the desk. No app to download, no separate mobile version — just open your browser and log in.
- Log payments in seconds
Cash, Cash App, Zelle, PayPal — tap the customer, enter the amount, done.
- See who's past due at a glance
Color-coded customer list works perfectly on a phone screen. Tap to call or text right from the profile.
- Add new customers from anywhere
Sign a buyer up at the desk, at a car auction, or from your couch — same interface everywhere.
- Real-time push-style alerts
Get notified the moment a payment lands — even when you're away from the office.
Works on iPhone, Android, and tablets. No install required. Add it to your home screen for one-tap access.
Give your staff their own secure workspace
Sign customers up and assign them to a specific staff member. Each staff member only sees the customers assigned to them — nobody else's.
How it works
- 1
Add your staff
Invite salespeople, collectors, and office managers from your dashboard. Each gets their own login.
- 2
Assign customers to a staff member
When you enroll a new customer, pick which staff member owns that account. Reassign anytime.
- 3
Staff see only their book of business
When a staff member logs in, they see just the customers assigned to them — payments, balances, notes, everything scoped to their list.
- 4
You see everything
As the dealer/owner, you have the full view across every staff member and every customer, always.
Why dealers love this
Protect customer data
Staff can't browse or export accounts they don't own. Reduces internal risk and keeps PII on a need-to-know basis.
Real accountability
Every payment logged, note written, or reminder sent is tied to a specific staff member. No more 'who talked to this customer last?'
Better collections performance
When collectors own their list, they follow up harder. Assigned books outperform shared queues.
Commission-ready reporting
Filter payments and sales by staff member for clean payroll, bonus, and commission calculations.
Safe offboarding
When a staff member leaves, deactivate their login in one click. Their assigned customers stay — just reassign to someone else.
An app so good, your customers want to pay you
Signing up takes 60 seconds. Customers download the app and create an account with their email as their username and their own password. Face ID, Touch ID, and Android fingerprint are always optional — never required.
Simple, secure sign-up — no Face ID required
- 1. Download & register
Customer signs up with their email address and a password they choose. That's it. - 2. Face ID (optional)
If they want faster sign-in, one tap enables Face ID, Touch ID, or Android fingerprint. They can skip it entirely. - 3. Pay in two clicks
Email + password works on every device, every time. Biometrics just make it faster.
Email & password login
The standard for every customer. Email as username, a password they choose — works on every device.
Face ID / biometrics (optional)
Customers who want faster sign-in can enable Face ID, Touch ID, or fingerprint. Always optional, never required.
Enable autopay
Set it and forget it — never miss a payment.
Detailed receipts
Every payment, principal/interest breakdown, all stored.
Update payment methods
Borrowers manage their own cards and bank accounts.
Check balances anytime
See remaining balance, next due, and total paid.
Today at a glance
Collected
$8,420
Overdue
3
Active loans
127
On autopay
84%
Bring your DMS data over with a simple CSV import
Export your customers and loans from Frazer, Wayne Reaves, DealerCenter, AutoManager, or Selly, then upload the CSV to GoPayLoop. No API keys, no IT project — your accounts are live in minutes.
- One-click CSV import from any major DMS
- Auto-emailed branded receipts after each payment
- CSV exports back out anytime for your records
- Per-dealership data isolation
Dealers delighting their customers
"Almost everybody pays online now. Our customers love the convenience."
Mary
Manager, Auto Brokers
"Saves us 3 hours every Friday on payment processing and follow-up."
Ruby T.
Operations, LB Auto Trading
"Our collection percentage went up tremendously. So easy to use."
Dalton E.
F&I Manager, Bratton Automotive
How your customers sign in and pay
Set them up once at the desk. They can pay in two taps from anywhere — 24/7.
You send the link
When you add a customer at the point of sale, GoPayLoop automatically texts and emails them a link to your branded portal — with your logo, colors, and dealership name.
They create an account
Customer taps the link, enters their email (matched to the one you have on file), and sets a password they choose. Face ID / Touch ID is offered as an optional shortcut — never required.
They pay in two taps
Log in with email + password, see their exact balance and next payment, then pay with card, ACH, Apple Pay, PayPal, Cash App, Venmo, Zelle, or Chime.
You get paid instantly
Payment posts to your dealer dashboard in real time. Customer gets an emailed receipt with the principal/interest breakdown — automatically.
Branded mobile portal
Installs to their home screen like a real app — your logo, your colors, your name. No app store download required.
Phone / IVR payments
Customers without smartphones can call in and pay 24/7 with card or ACH — no login needed.
Autopay on autopilot
Once they enroll in the portal, payments draft automatically each due date — no reminders, no chasing.
Every customer only sees their own account
Row-level security means each customer login is locked to that customer's loan, balance, and payment history. They cannot see other borrowers, and other borrowers cannot see them.
Built for BHPH — not bolted on like the competition
See how GoPayLoop stacks up against the payment platform most BHPH dealers are stuck with today.
Predictable pricing
One flat rate — no per-loan fees eating into every collection you make.
Live in minutes
Skip the sales demos and multi-week onboarding. Sign up and collect today.
Built for BHPH
Every feature — pickup payments, IVR, staff assignment — designed for how your lot actually runs.
One simple price.
No per-loan fees. No tiers. No surprises.
- Unlimited active customers
- Unlimited payments and receipts
- Mobile app + online portal for buyers
- Phone/IVR & cash payment tracking
- White-label: your logo, your colors
- Automated email + SMS reminders
- Dealer dashboard + reporting
- Friendly support
Start today with zero risk — you can cancel anytime with no penalties or obligations.
Frequently asked questions
Everything you need to know about GoPayLoop.
Ready to get paid from anywhere?
Join BHPH dealers using GoPayLoop to collect 24/7 on autopilot.